Meet the Daniels from Hayward, California. They’re a typical family in that they like to shop, own a few cars and love to play games (especially bingo). Their dream: Have a comfortable retirement someday that includes travel, plenty of money for bingo and most importantly a new home. Our job: help them make those dreams come true. Pam, Jack and Janet Bodnar from Kiplinger’s Personal Finance visit the Daniels and show them the three easy steps they need to take to build wealth.

Finances are one thing couples often fight most about. In Investing 101, Pam, Jack and Janet show the Daniels how they can have everything they want — if they work together as a team.

Many people don’t have the good credit necessary to become a homeowner so they turn to credit counselors for help — but phony counselors end up costing you even more in the end. This Scam Alert examines the pros and cons of using a credit counselor, and how to find a legitimate one.