Ever wonder if those drivers who constantly change lanes get there any sooner than those just plodding along at the speed limit? It just seems like everybody else is going faster, passing us by. Does it work the same way in the stock market? Pam and Jack explore facts from a recent study that shows people who change lanes often do not always get to their destination faster. This is analogous to the idea of investing for the future: slow and steady wins the race, versus trading in and out of the market.

Our guest professor in Investing 101 is former Wall Street options trader, author and mathematician Dr. Nassim Nicholas Taleb. He helps Pam demonstrate how driving and investing money have more in common than you ever knew. Manny Schiffres from Kiplinger’s Personal Finance gives four reasons why you should decide to change mutual funds.

Kansas was the first state to regulate the sale of public securities back in 1911. Nearly a hundred years later, a convicted felon used this heartland state as his base to con naïve investors into his bogus scheme to make money trading futures contracts. The Scam Alert shows how he promoted “hyper-trading” computer programs to promise ridiculous returns and money-back guarantees.